The Community Trust Foundation (CTF) serves as a community leader in philanthropy by raising, managing and distributing funds to address identified needs in Allegany and Garrett Counties, Maryland and in Mineral County, West Virginia. We partner with area non-profits and donors to make effective grants and enable local citizens to generate local solutions in their communities. We make grants to non-profit 501(c)(3) organizations dedicated to building better, stronger, more vital communities in the region.

Since our inception in 2006, CTF has awarded over $4 million in grants, building stronger more vibrant communities. CTF grants support; the arts, education, historical preservation, health and wellness and building a thriving environment. We are committed to identifying high priority needs and opportunities to make a significant positive impact on the community. CTF grants are typically used to provide start-up or short-term funding to innovative projects designed to meet emerging needs or with creative solutions to longer term issues.

Applying for a Grant

We make grants to 501(c)(3) organizations and agencies in Allegany and Garrett Counties in Maryland and in Mineral County West Virginia. We do not make grants to individuals. To apply for a grant complete the following form and attachments. (Please address any questions to or by phone at 301-876-9172.)

General Grant Application

Grants Application Cycle

CTF’s grant cycle concludes on February 28th each year.
Applications must be received by that date in order to be considered for that fiscal year.

Submit your application by mail to:

Community Trust Foundation, Inc.
112 Baltimore Street, Suite 201
Cumberland, Maryland 21502

Application packages may also be submitted electronically to Leah Shaffer at Packages post-marked after the final date of each cycle will be considered in the following cycle.

One year after receiving the grant, Grantees will complete and return a Grant Report Form to document the use and impact of awarded funds for the CTF Board of Trustees.


CTF manages the funds of the scholarships listed below. Mountain Ridge and Northern Garrett High Schools select the scholarship recipients. Contact the school guidance office for details on the application and selection processes.

Beall High School Alumni/Dick Ryan Scholarship
Students graduating from Mountain Ridge High School in Frostburg, Maryland, are eligible. Each year, CTF awards one scholarship for $3,000 per year up to $12,000 for a 4 year program.

George B. and Lenore Morgan Humberson Scholarship Fund
Deserving graduates of Northern Garrett High School in Accident, Maryland, who are enrolled at Frostburg State University are eligible.

Frank H. Eberly, Jr. Scholarship Fund
Provides two $1,000 scholarships for graduating high school seniors in Allegany and Garrett Counties.


Need more info on our regional impact?

How does CTF benefit the region it serves?

  • We make grants to qualifying organizations in support of the region’s historical heritage, art community, animal welfare, environmental education and preservation, wellness, culture, education and overall quality of life.
  •   We assist local organizations with their funding needs to help them develop their services.
  •   We help local organizations through our grants to leverage Federal and State funding.
  •   We serve as an advocacy group for the community with federal, state and local policy makers.
  •   We provide financial assistance to qualified local students through our Scholarship funds.