Community Trust Foundation ~ News & Events

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Income Tax Credits Benefit You & Your Community

Giving naturally generates an internal reward, but the Endow Maryland Tax Credit (EMTC) program offers a financial reward to donors for focusing on the needs in our community.  CTF has these tax credits available for donors who create or contribute to endowments focused on enhancing the lives of those in Western Maryland.

Qualified donors receive a 25% tax credit on their 2024 Maryland state tax return, this means a $1,000 gift may only cost you $750 after the tax credit is applied. The credits apply to contributions of $500 – $250,000.

It’s a win-win for donors and the community. The money stays here in Allegany and Garrett counties and generates many times the original value of the gift benefiting local nonprofits and students through grants and scholarships.

The tax credits are available on a first-come, first-served basis. Contributions may be made in the form of a personal check, stock gift, or Required Minimum Distribution (RMD).

Contributions to the Allegany County Fund and the Garrett County Fund qualify for this tax credit.

February 19, 2024

February 14, 2024

2024 Nonprofit Grant Funding

The Community Trust Foundation (CTF) is now accepting online applications for the 2024 competitive granting cycle. The deadline to submit is February 28, 2024, at 5:00 p.m.

CTF awards grants to 501c3 organizations located in or directly serving Allegany, Garrett, and Mineral Counties. Funding opportunities are available to support a broad range of local initiatives for one-year programs/projects. Specific interest funds that have been created by donors to support issues they are passionate about provide grants for eligible nonprofits whose programs align with those areas of activity. Typical grants range from $2,500 to $10,000.  Areas of funding include:

ARTS & HISTORICAL PRESERVATION

EDUCATION & YOUTH LEADERSHIP

   – Education & Literacy

   – Youth Development

   – Youth Sports

HEALTH

   – Access to Services

   – Family Support

  – Integrative Health

   – Special Needs

VIBRANT COMMUNITY

   – Beautification

   – Animal Welfare

   – Community Support

To view the full details related to funding requirements and access the grant application, visit the Foundation’s website https://www.ctfinc.org/ via the Foundation’s website at https://ctfinc.org/grants/#grantapp.   For questions or more information call 301-876-9172.

Empowering Youth through Sports

 CTF is pleased to announce available funding to assist nonprofit youth organizations in Allegany, Garrett, or Mineral County that promote activity and healthy living for children under the age of 16 or people with special needs. Grants are intended to remove obstacles inhibiting participation such as participant fees or equipment needs.

“Sports are an incredible way for young people to learn collaboration, develop confidence, and experience new opportunities,” shares donor Siobhan Halmos, “That’s exactly what youth sports teams did for me and I’m grateful to partner with the Community Trust Foundation to make sure that’s the case for more youth in our region.

Typical grant requests range between $2000 and $10,000.  Information on eligible organizations and access to the grant portal can be found at https://ctfinc.org/grants/. Application deadline is February 28, 2024, at 5 P.M.

Halmos Legacy Fund Enables Local Students to Visit U.S. Holocaust Memorial Museum

In a world where geo-political tensions can and have escalated quickly, Dr. Peter Halmos wanted to leave a legacy to ensure that lessons from past atrocities are not forgotten or distorted.

As a survivor of the Holocaust, Dr. Halmos, who passed away in December 2022, funded an initiative through the Community Trust Foundation (CTF) to help teachers in Allegany County take their students free of charge to the United States Holocaust Memorial Museum in Washington, DC.  As part of the experience, students complete a reflection project upon their return.

“Even though I lived the tragic events of the Nazi tyranny in the late 1930s and 1940s, my first trip to the museum was a very emotional experience,” Halmos previously recalled. “It is disturbing to me that anyone could assert the Holocaust did not happen. When you visit the museum and see the boxes of shoes, the harsh reality is brought to life. I saw it happen. I lived it.”

Halmos looked to The Community Trust Foundation to bring his idea to sponsor bus trips to the national museum to fruition. Since its inception in 2006, the Community Trust Foundation serving Allegany, Garrett, and Mineral counties has helped donors like the Halmos family realize their charitable vision. CTF’s sole purpose is to strengthen the region by connecting philanthropic donations for community good. Through the foundation, Dr. Halmos received the administrative services and stewardship needed to implement his idea.

Considering recent world events, a group of Holocaust survivors who volunteer at the museum shared an open letter with the public. They wrote in part, “That is why memory and education become more important with each passing year. And why we are proud of our contributions to fortify new generations to face the challenges that lie ahead.”

In October, Holocaust Memorial Museum Chair Stuart E. Eizenstat issued the following statement. “In the wake of Hamas’ terror attack on Israel, the largest killing of Jewish civilians since the Holocaust, we are witnessing a horrific rise in antisemitism. College students, leaders, and the broader public need to learn the history and lessons of the Holocaust—the dangers of unchecked antisemitism, the power of propaganda, and the potential for complicity in group-targeted violence. All of us need to understand the lessons of the past and take responsibility for the future.”

A nonpartisan federal, educational institution, the United States Holocaust Memorial Museum is America’s national memorial to the victims of the Holocaust, dedicated to ensuring the permanence of Holocaust memory, understanding, and relevance.

To learn more about the opportunity for students to visit the United States Holocaust Memorial Museum, contact CTF at 301-876-9172.

November 27, 2023

Give Local

This week many of us will gather with friends and family and take a moment to express our gratitude for the people and opportunities in our lives. The next day, we’ll be expected to start spending. Stores will be full. Lines will be long. Crowds will be on edge. All of us will be inundated with the message to buy, buy, buy. 

In the midst of concerns about consumerism and the pressures of the holidays to spend more, one shift has emerged that at least helps families keep more of their hard-earned dollars close to home – buy local. It’s a great way for neighbors to show that they care about one another and their communities. 

Most folks don’t consider how the same concept can extend to philanthropy.  

There are organizations and people right here in your community who are working hard to keep kids in your school district fed, protecting environments you directly enjoy and supporting friends and neighbors as they fight addiction. There’s good reason to not just buy local, but to give local, too. 

One way to do that is through a community foundation. At Community Trust Foundation (CTF) you can choose from over 100 funds that support local causes. Giving to one of those funds means you can make a difference in our community today. Even better, you have an opportunity to help your community address needs now and 100 years in the future, problems we can’t presume to know.  

CTF serves Allegany and Garrett counties in Maryland and Mineral County in West Virginia by connecting philanthropy with community good through charitable funds. These funds are professionally managed, and grants and scholarships are awarded annually to nonprofit organizations, programs and deserving students.  

Donors who’ve created endowment funds at CTF are helping put books into kids’ hands, providing access to dental care for people who couldn’t otherwise afford it, and connecting communities to each other and to a better future through improved trail systems. 

As our communities move into the future, those same funds – supported by past and present donors – will adapt to address new challenges.  

Our greatest need at this time is to prepare for ever-changing needs in our region. Separate endowment funds for each county:  Invest in Allegany County Fund, Invest in Garrett County Fund, and Invest in Mineral County Fund are earmarked to address the charitable demands of that community as it evolves. 

Your gift to one of these funds or one of your own, can help your community care for those in need long after you’re gone. Whether that means supporting literacy, animal welfare, arts and culture, senior services, food pantries or anything else the community needs. 

No matter your charitable interests, your local community foundation makes it easy for you to experience the joy of giving locally and investing in the place you call home.  

For more information or to donate online, visit ctfinc.org or call us at 301-876-9172.  

November 21, 2023

End Of Year Financial Planning

Here are a few simple ways to make a lasting impact in your community all the while reducing your taxes.

1. Care for Your County:  November 28th is Giving Tuesday, make a tax-deductible contribution to Community Trust Foundation (CTF) and direct your contribution to the county fund of your choice (Allegany, Garrett or, Mineral). Your gift will be used to support nonprofit work in your county.

2.  Support Seniors: WV residents giving $500 or more to the Mineral Co. Meals on Wheels Fund can earn a 50% West Virginia tax credit to reduce their liability for West Virginia Personal Income Tax or Corporate Net Income Tax.

3. Donate your RMD: If you are 73, there is still time to donate all or part of your required minimum distribution (RMD) from your Individual Retirement Account (IRA) to a qualified nonprofit such as CTF. You not only lower your taxable income but also benefit the region you call home. Consult your tax professional for proper transfer procedures.

Avoid the last-minute rush, make your contribution before December 15. To enable quick processing of your donation, give online under the GIVE tab.

RMD and check contributions should be made payable to CTF and mailed to 112 Baltimore Street, Cumberland, MD 21502.

Have questions? Please call us at (301) 876-9172.

Thank you for generously giving back to the place you call home.

August 15, 2023

New Fund Empowers Youth to Play Sports

“Sports are an incredible way for young people to learn collaboration, develop confidence, and experience new opportunities,” shares donor Siobhan Halmos, “That’s exactly what youth sports teams did for me and I’m grateful to partner with the Community Trust Foundation (CTF) to make sure that’s the case for more youth in our region.

The Halmos-McLean Youth Sports Fund has been a dream of Siobhan and her partner Beth McLean. Siobhan, the daughter of the late Dr. & Mrs. Peter Halmos, discovered her love of sports when she was introduced to her first community league team at the age of 5 and is still enjoying playing today. Her love of sports was a major factor in choosing her profession, working 28 years in recreation, primarily as a recreation supervisor for youth and adult sports.

Beth’s career started as a firefighter in Montgomery County, Maryland. She believes that working with her coworkers as a team fighting fires had a direct correlation to her time playing team sports.  After an unfortunate injury, Beth redirected her interests to focus on seniors and helping families navigate the difficult journey of aging parents.

Siobhan and Beth want to ensure that financial capacity is not a barrier to kids experiencing the joys and benefits that come with playing recreational sports.

Youth who play sports are more resilient and able to cope more effectively in the chaotic times we find ourselves in,” stated Leah Shaffer, executive director of CTF. “Everyone deserves the chance to play sports and we’re honored to help our donors make that happen for our community.”

Grants will support nonprofit youth sports programs in Allegany, Garrett, or Mineral County that promote youth activity and healthy living for children under the age of 16 or people with special needs. Funding is intended to remove obstacles inhibiting participation such as participant fees or equipment needs.

The Community Trust Foundation (CTF) is your local community foundation created with gifts from generous people committed to local causes. Through the support of its donors, the Foundation grants to local nonprofit organizations working to build a stronger community in the areas of Arts & Historical Preservation, Health & Wellness, Recreation & Thriving Environment, and Education & Youth Leadership. Connecting philanthropy with community good in Allegany, Garrett, and Mineral Counties. FOR GOOD – FOREVER. For more information visit ctfinc.org or call 301-876-9172.

August 2, 2023

First United Bank & Trust has pledged support to the Community Trust Foundation’s (CTF) efforts of building flexible granting resources for nonprofits in the region.  

“More responsive funding in our service area has been at the forefront of our minds as we see an increase in grant requests that we lack targeted funding to address,” says Leah Shaffer, executive director of CTF. “The leadership of organizations like First United is crucial, not only in growing the county funds, but in raising the public’s awareness of the need.”  

“First United Bank & Trust is pleased to continue our long-standing partnership with the Community Trust Foundation and to be able to provide this donation to fund their Community Impact Funds in Garrett, Allegany, and Mineral counties. They are a key partner in helping to build stronger and vibrant communities.” commented Keith Sanders. 

Contributions to these three different funds are used expressly for needs arising in each respective county. CTF makes it easy for people of all income levels to support good things in their community.  

Community Trust Foundation (CTF) is your local community foundation created with gifts from generous people committed to local causes. Through the support of its donors, the Foundation grants to local nonprofit organizations working to build a stronger community in the areas of Arts & Historical Preservation, Health & Wellness, Vibrant Communities & Thriving Environment, and Education & Youth Leadership. Connecting philanthropy with community good in Allegany, Garrett, and Mineral Counties. FOR GOOD – FOREVER. For more information visit ctfinc.org or call 301-876-9172. 

Photo: Keith Sanders, FUB Senior Vice President, Chief Wealth Officer; Leah Shaffer, CTF Executive Director; Kathy Getty, FUB Director of Business Relations 

July 25, 2023

The Wamba Caravan #89, International Order of The Alhambra recently presented the Community Trust Foundation with a contribution to the Dr. Sean McCagh Fund for Children with Special Needs.

The fund, created by Sean’s wife, Terri, and others, provides financial support for charitable initiatives improving the quality of life for children birth to 20 years of age with disabilities or serious illnesses.  Grants from the fund assist nonprofits in Allegany, Garrett, and Mineral County.

“The members of Wamba # 89, Sir Nobles and Sultanas are honored to give to this great cause to support Intellectually Disabled Programs in Allegany County and in the name of Sean and Terri McCagh” stated Jim Stafford, Alhambra member.

Community Trust Foundation (CTF) is your local community foundation created with gifts from generous people committed to local causes. Through the support of its donors, the Foundation grants to local nonprofit organizations working to build a stronger community in the areas of Arts & Historical Preservation, Health & Wellness, Vibrant Communities & Thriving Environment, and Education & Youth Leadership. Connecting philanthropy with community good in Allegany, Garrett, and Mineral Counties. FOR GOOD – FOREVER. For more information visit ctfinc.org or call 301-876-9172.

June 10, 2023

2023 Grant Award Video

Local donors, local dollars, local needs & opportunities funded!

The Community Trust Foundation granted $160,000 to 23 local charitable organizations through the foundation’s competitive granting cycle. Awards ranged from $1,000 to $20,000 to support community programs and initiatives in Allegany, Garrett, and Mineral Counties.  Endowment funds created by individuals, families, and organizations are wisely invested and managed by CTF so that earnings can be granted out each year to increase the quality of life for those living in our region.

The following local nonprofits received awards on Wednesday, June 7, 2023:

Cumberland Choral Society

Frostburg State University Foundation

Mountainside Baroque

Cumberland Theatre

Hugh O’Brian Youth (HOBY) Maryland O’Brian

Garrett Mt. Bike Team

Frostburg United Methodist Church

The Children’s League

Allegany County Animal Shelter

Cindy’s Fund

Mineral County CASA

CASA of Western MD

Cumberland YMCA

The Allegany County Historical Association

The Salvation Army-Cumberland, MD

Mountain Lake Park Historical Association

The Jonathan & Mary Lynn Magruder Heritage House

Garrett County Community Action

Aging & Family Services of Mineral Co.

Team 1629 Garrett Coalition

Evergreen Heritage Center Foundation

The Greater Cumberland Committee

Community Trust Foundation (CTF) is your local community foundation created with gifts from generous people committed to local causes.  Through the support of its donors, the Foundation grants to local nonprofit organizations working to build a stronger community in the areas of Arts & Historical Preservation, Health & Wellness, Vibrant Communities & Thriving Environment, and Education & Youth Leadership.  Connecting philanthropy with community good in Allegany, Garrett, and Mineral Counties.  FOR GOOD – FOREVER.  For more information visit ctfinc.org or call 301-876-9172.

June 15, 2023

Kicking off the summer with a toast to Garrett Givers, past & present. Building permanent resources for Garrett County nonprofits.

Community Trust Foundation Board of Trustees & the Garrett County Advisory Committee invite you to join us for this casual cocktail event with light fare and a cash bar, starting at 6:00 P.M. We will toast all three of our past Garrett County Humanitarians and their many contributions to Garrett County – Olen Beitzel (2014, deceased), William “Bill” Grant (2017), and William “Billy” Weissgerber (2020).

With the help of our generous donors, CTF has invested $2.6 million in Garrett County. Grants have provided literacy programming, youth mentoring, robotics and STEM leadership, lake water testing, facilities for blind campers and skiers, cultural events, food security, and preservation of local historical landmarks. Organizations supported include DCL Lions, DCL Watershed Foundation, GaCo Robotics Team, Garrett College, Garrett County Mountain Bike Team, Garrett Lakes Art Festival, Garrett Mentors, Garrett Trails, Garrett Transportation Museum, Landon’s Library, Music at Penn Alps, Ruth Enlow Library, Wendell Teets Foundation, Northern & Southern HS Band Boosters, and Victorian Chautauqua by Mountain Lake Park.

We are committed to building a permanent resource of flexible responsive funding for future charitable challenges and opportunities in Garrett County which may include infrastructure, youth programming, parks & recreation, or workforce development. Join us in building the Invest in Garrett County Fund from the current $38,000 to a minimum of $150,000 endowment.

Businesses or individuals can make a one-time or multi-year pledge as a Garrett Giver. A donation of any amount can be made when you register for the event or by clicking here.  Multi-year givers should contact CTF at 301-876-9172.

You may be the one to put us over the top!

The CTF Board & Garrett County Advisory Council are looking forward to seeing you on Tuesday, June 20th at Dutch’s at Silver Tree and Harbor Bar.

Thanks to our sponsor, each ticket includes food and one complimentary drink and the cost of your ticket will go directly to the Invest in Garrett County Fund.

Laura Fike, Joyce Flinn, Karen Myers, Christine Sisler, Chelsea Stuck

May 30, 2023

State Income Tax Credits Available

Community Trust Foundation (CTF) is pleased to once again offer Endow Maryland Tax Credits.  This state tax credit was created to encourage Maryland residents to give back to their local community in a meaningful and lasting way.  It promotes philanthropy in Maryland, FOR Maryland.

The tax credits apply to gifts given to support permanent charitable funds at the Community Trust Foundation that allow us to address Allegany and Garrett Counties’ greatest needs today and for generations to come. Qualified donors receive a 25% tax credit on their 2023 Maryland state tax return, this means a $1,000 gift may only cost the donor $750 after the tax credit is applied.

“It’s a win-win for donors and the community, said Leah Shaffer, Executive Director at CTF. Contributions to these endowed funds stay right here in our community. Last year our donors contributed more than $155,000 through this program. These gifts will generate many times the original value of the gift and benefit Allegany & Garrett County forever through grants to nonprofits and scholarships to local high school graduates.

These credits apply to gifts of $500 – $250,000 and are available on a first-come, first-served basis.  Contributions may be made in the form of a personal check or stock gift.  Please be sure to contact CTF to find out how to take advantage of the tax credit, what endowed funds qualify, and if there are still credits available. ctf@ctfinc.org or call 301-876-9172.

March 31, 2023

Mineral County Champions

 

March 1, 2023

Creating Opportunities For a Better Future

Returning home and giving back to the community she loves, a local donor is making a positive difference through the Community Trust Foundation (CTF). Combining her interest in enhancing the quality of life throughout our region and her appreciation of her high school education, Dr. Julianne Ferris has established both a community fund and a scholarship to carry out her charitable intentions for generations to come.

“I’ve always ascribed to the philosophy think global but act local,” says Ferris.  Interested in helping our region, Dr. Ferris was engaged in the formation of CTF and has been a proud supporter of its mission ever since.  Her newly established fund at the foundation will support charitable initiatives and nonprofits within Allegany County, Maryland.

As a graduate of Fort Hill and with love for her high school alma mater, she also created the Julianne K. Ferris Ph.D. Scholarship at CTF to assist Fort Hill High School students pursuing a degree in visual or performing arts at Allegany College of Maryland.  Dr. Ferris was a founding member of the Fort Hill Scholarship Fund (FHSF) and served as the first president in their commitment to making every dream count for Fort Hill graduates.  CTF works in tandem with the FHSF as a fiduciary of the scholarship funds and administrator for award recipients.

After graduating from Fort Hill in 1956, Dr. Ferris went on to continue her education at the University of Maryland where she received her doctorate in arts management. She also taught art education there for 10 years. Upon her return to Cumberland, Ferris continued to teach art history and aesthetics classes at Allegany College of Maryland. She has served on multiple boards including Allegany Museum, Cultural Event Series at FSU, Cumberland Theatre, Western Maryland Health System Auxiliary, and the Woman’s Civic Club.  Her community service earned her the 2014 City Star Award.

CTF is a public foundation created with gifts from donors committed to causes in Allegany, Garrett, and Mineral Counties.  CTF grants to local nonprofit organizations working to build a stronger community in the areas of Arts & Historical Preservation, Health & Wellness, Recreation & Thriving Environment, and Education & Youth Leadership. For more information visit www.ctfinc.org or call 301-876-9172.  To learn more about the Fort Hill Scholarship Fund, visit www.forthillscholarshipfund.org or call Brenda Friend 301-723-0076.

Photo caption: Leah Shaffer, CTF Executive Director & Dr. Julianne K. Ferris Ph.D., fund donor

January 23, 2023

A Local business establishes a scholarship in memory of a Fort Hill student

ServiceMaster of Allegany County has created the Saiquan Jenkins Memorial Scholarship at the Community Trust Foundation to support Fort Hill High School football players pursuing higher education.  Saiquan’s tragic death shocked the community after he was stabbed in front of Fort Hill High School in October 2021 at the age of 17.  Saiquan would have been a senior this year.

Business owners Jeremy & Crystal Bender knew Saiquan well, he spent considerable amounts of time in their home hanging out with their oldest son, Lance.  “The kids were talking about wanting to do something more to remember Saiquan, they wanted to be a part of something that would permanently honor him, says Jeremy.  “This scholarship not only does that, it puts the focus on the qualities he exemplified rather than the way his life ended.”

With a smile that could light up a room, Saiquan was a standout athlete at Fort Hill on both the football field and basketball court.  Praised by coaches and teachers for his work ethic and adored by friends for his kind hearted, courageous, and carefree personality, he was an overcomer of great adversity.

Recipients of the scholarship must be a member of the football team and exemplify traits that characterized Saiquan.  Interested applicants should inquire with the Fort High School Guidance Office.

Public contributions to the fund are welcome.  They should be made payable to CTF and mailed to 112 Baltimore Street, Suite 201, Cumberland, MD 21502. For online contributions click here.

CTF is a public foundation created with gifts from donors committed to causes in Allegany, Garrett, & Mineral Counties. CTF grants to local nonprofit organizations working to build a stronger community in the areas of Arts & Historical Preservation, Health & Wellness, Vibrant Communities & Thriving Environment, and Education & Youth Leadership.

 

Photo caption(s):

  • Saiquan Jenkins
  • ServiceMaster Group Photo L to R:  Tavin Willis & Lance Bender, friends of Saiquan; Jeremy & Crystal Bender, ServiceMaster

December 9, 2022

CTF Grant Helps KHS Students Achieve Success

A grant from the Community Trust Foundation (CTF) is providing supplemental textbooks for students in the Business Computer Applications classes at Keyser High School.

“Software versions are updating and the testing components are changing,” say computer application teachers Sheila Powell and Kelly Stanislawczyk. “It is critical that these students receive a level of instruction necessary to achieve a successful outcome not just in our class, but in all of the courses they need to graduate and be successful in the future.”

CTF is a public foundation created with gifts from donors committed to causes in Allegany, Garrett, and Mineral Counties.  CTF grants to local nonprofit organizations working to build a stronger community in the areas of Arts & Historical Preservation, Health & Wellness, Vibrant Communities & Thriving Environment, and Education & Youth Leadership. For more information visit www.ctfinc.org or call 301-876-9172.

Photo Caption: Leah Shaffer, CTF Executive Director, Kelly Stanislawczyk, KHS Business/Technology Teacher, Sheila Powell, KHS Business/Technology Teacher

November 21, 2022

CTF Receives Grant from Dominion Energy Employee Fund

Dominion Energy Mount Storm Power Station presented CTF with an $8,050 contribution from their Employee Outreach Committee to enhance the organization’s efforts in Mineral County.  “This contribution came from the hands of local hard-working people who love their community, and we are honored,” says Leah Shaffer, executive director at CTF.  “It expands our ability to address the evolving needs and aspirations of Mineral County.”

CTF is a public foundation created with gifts from donors committed to causes in Allegany, Garrett, and Mineral Counties.  CTF grants to local nonprofit organizations working to build a stronger community in the areas of Arts & Historical Preservation, Health & Wellness, Vibrant Communities & Thriving Environment, and Education & Youth Leadership. For more information visit www.ctfinc.org or call 301-876-9172.

Photo Caption: Sean Ellifritz, Dominion Power and Leah Shaffer, CTF Executive Director

November 18, 2022

Community Trust Foundation Helps You Create the Community You Imagine

“The Community Trust Foundation provides each of us with an opportunity to do good in our community both now and in the future,” says entrepreneur Terry Stephens.  “Through our gifts, we can help create the type of community we imagine.”

The foundation (CTF) is a non-profit granting organization dedicated to improving the lives of people in our region.  With the vision of growing stronger, more vibrant communities, the foundation is solely supported by individuals who want to give back to the place they call home. Caring citizens donate their resources to establish funds at CTF.  These funds provide grants to the charitable organizations and projects in the community that the donors care about most.

Donors can create the legacy they have imagined in their community in ways that are as unique as their passions.  Anything from improving education through scholarships, to building museums to help ensure our heritage, to supporting workforce development or youth leadership programming, even creating outdoor recreational spaces if that is what the donor is passionate about. Whether you establish a new fund or contribute to one of our existing funds, your legacy can last forever.

Through the generosity of our donors, CTF has invested $1.5 million back into Mineral County in the last 10 years, and $85,000 in the last two years.  Grants have provided literacy and summer food programming, access to free dentures for low-income, preservation of local historical landmarks, robotics and STEM leadership funding, murals highlighting local talent around Keyser, meal delivery for the elderly and homebound, food security during COVID, and healthy family-support programming.

While it is inspiring to look at the many organizations and programs funded through these efforts, the future needs of our county are unpredictable. In response to this, CTF created the Invest in Mineral County Fund to build permanent resources to meet the unique challenges and opportunities in Mineral both now and for future generations.

You can help the Mineral County Fund reach a critical milestone: $50,000.  Being a part of growing this resource for our community is both rewarding and legacy building.  You can give by clicking here.

The Community Trust Foundation has been Connecting Philanthropy for Community Good for more than 15 years and is for good, forever.  Let us help you create the type of community you imagine!

October 22, 2022

Where to Park

Street parking: pay at kiosks located on the sidewalks, cost $.50/hr.

Center City Parking Garage: located on South George Street. Pay upon entering the garage cost $1.00/hr

Free parking: park in the lot at Canal Place in front of the Western MD Railway Station or the lot at corner of Mechanic St. and Howard Street under I68 Bridge

To Enter the Museum 

Use the building entrance located on Pershing Street. Take the elevator to the 2nd floor, event in Ballroom.

Partnership for Hands-on Robotics Programs

The WVU Mineral County Extension Service’s 4-H Program is partnering with Mineral County Schools and the Community Trust Foundation (CTF) to offer hands-on robotics education with students at Frankfort Middle School this fall.

Thelma Carr is currently using engineering and robotics kits with students in the classroom. She has incorporated these hands-on activities to support classroom teaching objectives. “We feel blessed to have the kits to integrate into our curriculum where engineering is a focus topic. In addition to the construction and coding, students gain team building skills, troubleshooting, and exploration. As a teacher I’m excited to see the students working with the kits.”

The Mineral County 4-H program’s grant with the CTF supports both 4-H STEM and Robotics hands-on educational programs, as well as training with 4-H Teen Leaders in teaching these activities. “In addition to fall classroom activities, we used the new kits this past summer with 4-H Camps and the WVU Potomac State College STEM camp,” says Margaret Miltenberger, WVU Extension 4-H Agent.

4-H is a program under the leadership of WVU Extension Service’s 4-H Youth Development program. The purpose of the 4-H program is the four-fold development of youths’ – Head, Heart, Hands and Health. Programs support a child’s learning and life skills which include decision making, planning, project work, teamwork, leadership, service, and healthy lifestyles.

The WVU Extension Service 4-H program has a current focus on providing hands-on Science Technology Engineering and Mathematics (STEM) programs that support growth mindset. Growth mindset is the understanding that people can improve their abilities and intelligence through dedication and practice. It refers to growth and development, such as learning from mistakes, not just “trying harder.”

“We are excited about the partnership with Thelma Carr and Frankfort Middle Schools,” says Miltenberger, “because it helps the 4-H program to reach more youths daily with hands-on learning to support a growth mindset.”

The Community Trust Foundation is an important partner which provides the funding that enables these educational experiences.  CTF is committed to building stronger communities in Allegany, Garrett, and Mineral counties.

For more information about how you can connect with the Mineral County 4-H program and STEM activities contact the WVU Mineral County Extension Service at 304-788-3621 or email m.miltenberger@mail.wvu.edu.

Photo Caption: 4-H Transforms Lives – Margaret Miltenberger, WVU Extension Service 4-H Agent, Leah Shaffer, Executive Director, Community Trust Foundation, and Thelma Carr, Mineral County Schools Frankfort Middle School.

October 17, 2022

CTF Beautification Grant Assists Cemetery

Community Trust Foundation (CTF) through the Marta Coulehan Gehauf Beautification Fund recently awarded a grant to the Allegany Historical Society to benefit the Green Mount Cemetery Group. The grant will be used for various projects at the cemetery including road and drainage repairs, headstone cleaning, and security cameras. The cemetery group is made up solely of volunteers focused on improving the condition and care of the cemetery as well as maintaining the history of the memorial park located on Shades Lane, Cumberland.

The Marta Coulehan Gehauf Beautification Fund at CTF supports charitable initiatives focused on and benefitting the beautification of the city of Cumberland.

CTF is a public foundation created with gifts from donors committed to causes in Allegany, Garrett, and Mineral Counties.  CTF grants to local nonprofit organizations working to build a stronger community in the areas of Arts & Historical Preservation, Health & Wellness, Vibrant Communities & Thriving Environment, and Education & Youth Leadership.  CTF connects philanthropy with community good, for more information visit www.ctfinc.org or call 301-876-9172.

Photo Caption: L to R  Leah Shaffer, CTF Executive Director; Jane Sloan, Green Mount Cemetery Secretary; Roger Growden, Green Mount Cemetery Co-Treasurer; Dave Williams, Allegany County Historical Society, Fiscal Sponsor; Debbie Powell, Green Mount Cemetery Treasurer

July 29, 2022

CTF Grant Funds Shakespeare in the Park Tour

Community Trust Foundation (CTF), through the Ray & Brenda Morriss Fund, recently granted to the joint effort of two theater companies for an outdoor touring production of Shakespeare in the Park. The Cumberland Theatre and the Embassy Theatre have teamed up to present Comedy of Errors in Cumberland and Grantsville the weekend of July 29th – 31st.

​The Ray & Brenda Morriss Fund at CTF supports arts & culture, animal welfare, education and other charitable initiatives benefitting CTF’s geographic service area.

CTF is a public foundation created with gifts from donors committed to causes in Allegany, Garrett, and Mineral Counties.  CTF grants to local nonprofit organizations working to build a stronger community in the areas of Arts & Historical Preservation, Health & Wellness, Vibrant Communities & Thriving Environment, and Education & Youth Leadership.  CTF connects philanthropy with community good, for more information visit www.ctfinc.org or call 301-876-9172.

Photo Caption: (L to R) Brenda and Ray Morris, donors; Kimberli Rowley, Cumberland Theatre Artistic Director; Leah Shaffer, CTF Executive Director

July 18, 2022

CTF Funds Writing Workshops at Victorian Chautauqua Event

The Community Trust Foundation (CTF), through the Naylor Family Trust Fund, has awarded a grant to the Mountain Lake Park Historical Association to support the writers’ workshops at the Victorian Chautauqua in Mountain Lake Park, MD.  The workshops coincide with the two-day event celebrating the history of Mountain Lake Park with historical portrayals, musical performances, historic home tours, family-friendly activities, artisans, and food.

Under the guidance of skilled and experienced writing instructors, participants will have the opportunity to learn or expand upon their writing skills in a variety of genres from July 11 – 15, 2022.  Workshops for individuals from third grade to adult include creative writing for children and theatrical scriptwriting for teens and adults. New workshops have been added for 2022, including poetry, songwriting, nature/environmental writing, and writing/illustrating of children’s stories.  Excerpts from the workshop projects will be presented at a culminating event.  Visit https://www.victorianchautauqua.com for more information on these events.

Photo Caption:(Left to right) Leah Shaffer, CTF Executive Director, Dolores (Lori) Youse, Program Director Victorian Chautauqua Writers Workshops.

July 6, 2022

Grant Supports Educational Experience of Local Farming in History

A grant from the Community Trust Foundation’s (CTF) Ebert Family Hope Fund is supporting the addition of an experiential exhibit to the Evergreen Heritage Center’s Living Off the Land Agricultural Museum. Students and visitors will experience the post-Civil War world of the Western Maryland farmer as impacted by severe weather, economic depression, the industrial revolution, environmental awareness, and the First World War.

Guests will see recently discovered photos, journals, letters, and books that convey the hardships of farming at that time. By pressing a button on the period timeline in the exhibit, guests can listen to stories told by the family that acquired the farm in 1869. The exhibit will be located in the stables of its recently restored 200-year-old Barn and will open in May 2023.

Photo Caption:(Left to right) Janice Keene, Director of Evergreen Heritage Center, Leah Shaffer, CTF Executive Director

June 30, 2022

CTF Funding Brings Maryland Symphony Orchestra to Area

The Community Trust Foundation (CTF), through the Iris & Peter Halmos Community Fund, has awarded a grant to Frostburg State University Cultural Events Series (CES) to sponsor the Maryland Symphony Orchestra’s presentation of masterworks from Mozart, Stravinsky, and von Weber.  The performance is November 11, 2022 at the FSU Performing Arts Center.

MSO Musical Director Elizabeth Shulze will also present a virtual session to discuss the works to be performed. The recording will be available on YouTube approximately one week prior to the concert.

An audition workshop for local high school and college students will also be held to give the next generation of classical musicians a taste of professional musician life. The workshop will take place Wednesday, October 26 in the FSU Performing Arts Center.  Visit ces@frostburg.edu or call 301.687.3137 for more information on these events.

Photo Caption:(Left to right) Leah Shaffer, CTF Executive Director, Dr. Peter Halmos, Donor, Melanie Moore, Associate Director of FSU CES

June 30, 2022

CTF Supports Summer Music Program for Youth

The Community Trust Foundation (CTF), through the Naylor Family Trust Fund, has awarded a grant to the Garrett College Foundation for the Mountain Maryland Music Institute (MMMI) music camp. MMMI is a summer enrichment experience in Garrett County that provides quality music education to youth ages 9 – 17. Students that attend the the MMMI gain experience in group instruction with a focus on musical ensembles, attend classes in music theory and musicianship, and meet with instructors individually to develop instrumental technique and tone quality.   They also enjoy outdoor activities and swimming during the week.  The MMMI runs July 11-15, 2022 at Garrett College, more info at https://www.garrettcollege.edu/mmmi.php.

Photo Caption:(Left to right) Leah Shaffer, CTF Executive Director, Dr. Sean Beachy, Instructor of Music, Garrett College, and Kearstin Hinebaugh, Coordinator of Grants and Special Funds at Garrett College

June 21, 2022

Community Trust Foundation Receives Grant from FedEx Cares

FedEx employee, Doug Widdows, was recently recognized as a top volunteer at the company and a $5,000 grant was made to the Community Trust Foundation (CTF) in his honor.  FedEx Cares is recognizing top volunteers for the hours they spend giving back to the communities where they live and work by awarding grant funding to their non-profit of choice. Doug selected the City of Cumberland Skate Park Fund at CTF to benefit from the award.   

CTF is a public foundation created with gifts from donors committed to causes in Allegany, Garrett, and Mineral Counties.  CTF grants to local nonprofit organizations working to build a stronger community in the areas of Arts & Historical Preservation, Health & Wellness, Vibrant Communities & Thriving Environment, and Education & Youth Leadership. For more information visit www.ctfinc.org or call 301-876-9172.

Photo Caption: Doug Widdows, FedEx employee and Leah Shaffer, CTF Executive Director

June 9, 2022

Community Trust Foundation Grant Supports a Thriving Environment

Community Trust Foundation (CTF) through the Kim & Marion Leonard Mindful Leadership, Health, Wellness, and Environmental Preservation Fund has awarded a grant to the Deep Creek Watershed Foundation to support the continuous monitoring of Deep Creek Lake water levels and temperatures by the US Geologic Survey (USGS).

The Deep Creek Watershed Foundation (DCWF) was established to preserve and protect the lake and its watershed, which are valuable resources in Maryland for outdoor recreation and are the backbone of the $360.5 million tourism industry in Western Maryland.  Temperature and water level are critical for assessing water quality and its vibrant sustainability.

In 2020, a grant from CTF defrayed the cost of installing the gauges and the first year of calibration.  The monitoring devices are part of the Deep Creek Watershed Management Plan developed in collaboration with private citizens and county and state officials.

CTF is a public foundation created with gifts from donors committed to causes in Allegany, Garrett, and Mineral Counties.  CTF grants to local nonprofit organizations working to build a stronger community in the areas of Arts & Historical Preservation, Health & Wellness, Vibrant Communities & Thriving Environment, and Education & Youth Leadership.  CTF connects philanthropy with community good, for more information visit www.ctfinc.org or call 301-876-9172.

Photo Caption: L to R Leah Shaffer, CTF Executive Director; Robert Hoffmann, DCWF President; Morgan France, DCWF Director of Projects

June 9, 2022

Community Trust Foundation Grant Equips Robotics Facility for STEM Education

Community Trust Foundation (CTF) through the Naylor Family Trust Fund recently awarded a grant to Robotics and Engineering in Allegany County – Together, Inc. (REACT) for their Allegany County youth robotics expansion project.

The robotics expansion project will create an engaging and challenging advanced robotics opportunity for motivated high school students in Allegany County and will provide a unique opportunity for students to work side-by-side with STEM professionals as they deepen their knowledge of computer programming and robotics engineering principles. The grant from CTF will be used to equip the new robotics education facility to be located in the former SS. Peter and Paul parish hall on Fayette Street, Cumberland, MD.

CTF is a public foundation created with gifts from donors committed to causes in Allegany, Garrett, and Mineral Counties.  CTF grants to local nonprofit organizations working to build a stronger community in the areas of Arts & Historical Preservation, Health & Wellness, Vibrant Communities & Thriving Environment, and Education & Youth Leadership.  CTF connects philanthropy with community good, for more information visit www.ctfinc.org or call 301-876-9172.

Photo Caption: L to R  Mike Fiscus, REACT Project Director/ Board Treasurer; Leah Shaffer, CTF Executive Director, Barry Hartung, REACT Director/ Board President

June 6, 2022

Community Trust Foundation Grant Creates Autism Sensory Environment

The Salem Children’s Trust has received funding through the Naylor Family Fund at the Community Trust Foundation (CTF) to convert their pre-existing fitness center into a sensory environment that enhances the behavioral health of those they serve with autism and intellectual disabilities.

The facility, which had ceased operations in 2020, recently reopened its doors as an educational and residential treatment program for youth with intellectual or developmental delays, or autism often combined with other psychiatric diagnoses.  The renovated fitness center will be equipped with furnishings that create an environment for safe sensory stimulation, emotional regulation, cognitive development, and motor skills practice.

“Our vision at Salem is to make every moment a teaching moment, to provide our youth with life skills that will enable them to be able to return to their communities and homes, and to treat them with respect and kindness,” shared Chris Atkinson, education director at Salem.  “We cannot emphasize how essential this award is to what we are doing.”

“Donors who care about our community make amazing things like this happen through CTF”, said executive director Leah Shaffer. “This new sensory space will enhance the teaching environment, provide opportunities for engagement, and bring joy to these kids.”

CTF is a public foundation created with gifts from donors committed to causes in Allegany, Garrett, and Mineral Counties.  CTF grants to local nonprofit organizations working to build a stronger community in the areas of Arts & Historical Preservation, Health & Wellness, Vibrant Communities & Thriving Environment, and Education & Youth Leadership.  CTF connects philanthropy with community good.

Photo Caption: L to R  Leah Shaffer, CTF executive director, Connie Meyers, Salem Children’s Trust executive director

 

May 31, 2022

MCCAGHS SELECTED AS 2022 HUMANITARIANS OF THE YEAR

Leah Shaffer, Executive Director of the Community Trust Foundation (CTF), recently announced that the husband-wife duo of the late Dr. Sean McCagh and Terri McCagh has been chosen by the CTF Board of Trustees as the 2022 Humanitarians of the Year and will be formally honored at the upcoming Humanitarian Leadership Award Dinner on Wednesday, September 14, 2022.

“A big heart that produced a big impact” paraphrases the sentiments that many have shared in remembering Dr. McCagh.  “Sean demonstrated a commitment to improving the lives of others in our region, both professionally and philanthropically”, shared Shaffer.  “He contributed his resources, time, and expertise without the expectation of personal gain and his impact on our community continues to live on after his unfortunate death in January 2021.”

His wife, Terri, always supporting and sharing in his pursuits, is carrying on with his projects and the spirit of caring for the community that Sean role modeled.  “Community was very important to Sean”, says Terri.  “I believe it came from his large family, they did a lot of things together growing up.  I think his love for Cumberland came from that.”

As a local dermatologist, practicing for 24 years, Sean developed meaningful friendships in the community.  He graduated from Bishop Walsh High School and attended Georgetown University Medical School.  It was while at Georgetown that he met Terri who was living in Northern Virginia.  Terri, now a retired pediatric physical therapist, remains active in our community.

The McCaghs created the Hooley Plunge, which features hundreds of people dunking themselves in the icy waters of Lake Habeeb at Rocky Gap State Park every year.  Proceeds from the event help support special needs students in our county and the Special Olympics.

The event honoring the McCaghs will be held at the Lane Center on the Campus of Frostburg State University, on Wednesday, September 14, 2022, beginning at 6:00 p.m. We hope you will join us!  For more information call 301-876-9172.

The Community Trust Foundation connects philanthropy for community good in Allegany, Garrett, and Mineral Counties and is a way for local donors to give back to their community.  Through CTF, more than $6 million in grants and scholarships have been awarded to charitable causes in our region. To learn more call 301-876-9172 or visit www.ctfinc.org.

 

February  2022

Endow Maryland Tax Credits Available for a Limited Time

Community Trust Foundation (CTF) is pleased to once again offer Endow Maryland Tax Credits.  This state tax credit was created to encourage Maryland residents to give back to their local community in a meaningful and lasting way.  It promotes philanthropy in Maryland, FOR Maryland.

The tax credits apply to gifts given to support permanent charitable funds at the Community Trust Foundation that allow us to address Allegany and Garrett Counties’ greatest needs today and for generations to come. Qualified donors can receive a 25-percent tax credit on their 2022 Maryland state tax return, this means a $1,000 gift may only cost the donor $750 after the tax credit is applied.

“It’s a win-win for donors and the community, said Leah Shaffer, Executive Director at CTF. Contributions to these endowed funds stay right here in our community.  These gifts will generate many times the original value of the gift and benefit Allegany & Garrett County forever.

These credits apply to gifts of $500 or more and are available on a first-come, first-served basis.  Ms. Shaffer explained that CTF and the other community foundations around the state share the available tax credits and are always amazed at how quickly they are claimed. To find out how to take advantage of the tax credit or what endowed funds qualify, contact Leah Shaffer at ctf@ctfinc.org or call 301-876-9172.

February 1, 2022

Scholarship for Young Runners Established With Community Trust Foundation

Running enthusiasts Norman and Patty DeRosa have established a college scholarship to remember their late daughter and to honor another Frostburg resident as a means to encourage young runners to work hard and pursue their dreams.

The DeRosa’s collaborated with the Community Trust Foundation to create Katie and Molly’s “I Run Because I Love It” Scholarship in tribute to their daughter, Katie, and Molly Offstein, both of whom were outstanding teenage runners.

“The scholarship is an opportunity to introduce others to these amazing young women with the hope that they may be inspired by the drive, grit, and humanity the girls demonstrated in their lives,” shared Mr. DeRosa.  The name of the scholarship was inspired by one of Katie’s poems.

The Frostburg couple began the fund to benefit students in a four-county area as they recognize two young women who demonstrated kindness, hard work, determination, and a strong sense of community and family as well as a love for running. Sadly, Katie and Molly were tragic victims of road-running accidents.

Katie DeRosa was fatally struck by a car while training for her freshman year at Beall High School in 1998. After attending a runners camp the year before, she was excited to have found her place among like-minded teenagers who enjoyed the sport of running.

Katie achieved much in her 13 years. In addition to being a promising athlete, she was an accomplished violinist, an award-winning writer, a person of faith as well as a special friend and family member.  As an organ donor, Katie gave the gift of renewed life to 5 people at her passing.

Molly Offstein, along with her older sister, Maddie, were standout runners at Mountain Ridge High School. Between them, they won five state championship titles and earned runner-up finishes, school records, and national elite times.

Coached by Norm DeRosa, Molly was inspired by Katie’s story and achieved much in her four years of secondary education. She served in student government and the National Honor Society and graduated as valedictorian of her high school class.

While a freshman at Elon University in 2017 Molly was struck by a car as she crossed a road on a morning training run. Although she survived life-threatening injuries, Molly confronts lingering disabilities as a result of trauma to her brain, spine and pelvis.

In spite of these challenges, Molly continues to inspire and enlighten others through her determination and perseverance. Through this scholarship, Molly’s story serves to encourage runners to live out a dream cut short for her and Katie and to further their athletic and academic pursuits beyond high school.

Katie and Molly’s “I Run Because I Love It” Scholarship will be awarded annually to two graduating seniors who have participated in at least two years of cross country or long-distance track events at a high school in Allegany, Garrett, Hampshire, or Mineral counties.

In addition to their athletic activities, applicants should exhibit leadership, describe community involvement and demonstrate financial need. The first scholarships will be awarded for the 2021-22 academic year and the deadline to apply is April 1, 2022. High school guidance offices can provide applications and additional information.

The Community Trust Foundation welcomes gifts from donors who are committed to causes in Allegany, Garrett, and Mineral counties.  CTF connects philanthropy for community good through grants to local nonprofit organizations that are working to build stronger communities. For more information call 301-876-9172.

To donate to the Katie & Molly’s “I Run Because I Love It” Scholarship Fund Click Here

Caption:  Katie DeRosa, portrait by Moriah K. Photography; Molly Offstein

Tax Credits for Donations to Mineral County Meals on Wheels Program

The Community Trust Foundation (CTF) has received $5,000 in tax credits from the State of West Virginia to incentivize contributions made to the Mineral County Meals on Wheels program fund.

Contributions of $500 or more are eligible to receive up to 50% of the contributed amount in the form of West Virginia state tax credits to apply to WV Personal Income Tax or WV Corporate Net Income Tax. A $1,000 gift translates into an actual $500 savings in West Virginia state taxes.

“These tax credits reward donors for contributions that will benefit the greatest needs in their community,” says CTF executive director Leah Shaffer.  The Meals on Wheels program run by the Aging and Family Services of Mineral County, delivers more than 30,000 hot meals to low income seniors and is critical to providing proper nutrition and safety checks to some of the most vulnerable at this time.  “Let’s not forget those who need us, particularly during these times when the protection of our elderly population’s health is crucial,” Shaffer prompts.

Louie Kitzmiller, Director of Finance and Human Resources for Aging and Family Services of Mineral County stated, “We’re pleased to continue working with Community Trust Foundation for the fifth year as we ask local residents and businesses to support this important community program.” To find out how you or your business can participate please contact Mr. Kitzmiller at lkitzmiller@wvaging.com (304) 788-5467 ext. 110 or the Community Trust Foundation at ctf@ctfinc.org

“All of us feel the immediate internal reward of giving to others, but this program adds a bonus — a financial reward come tax season!” adds Shaffer.

CTF serves Allegany, Garrett, and Mineral Counties with the mission of strengthening the region by working in partnership with donors and community groups.  CTF establishes permanent funds through local donors and grants to local nonprofits working to build a stronger community. Connecting Philanthropy with Community Good, visit www.ctfinc.org or call 301-876-9172.

Local donors, local dollars, local needs & opportunities funded!

The Community Trust Foundation granted $160,000 to 23 local charitable organizations through the foundation’s competitive granting cycle. Awards ranged from $1,000 to $20,000 to support community programs and initiatives in Allegany, Garrett, and Mineral Counties.  Endowment funds created by individuals, families, and organizations are wisely invested and managed by CTF so that earnings can be granted out each year to increase the quality of life for those living in our region.

The following local nonprofits received awards on Wednesday, June 7, 2023:

Cumberland Choral Society

Frostburg State University Foundation

Mountainside Baroque

Cumberland Theatre

Hugh O’Brian Youth (HOBY) Maryland O’Brian

Garrett Mt. Bike Team

Frostburg United Methodist Church

The Children’s League

Allegany County Animal Shelter

Cindy’s Fund

Mineral County CASA

CASA of Western MD

Cumberland YMCA

The Allegany County Historical Association

The Salvation Army-Cumberland, MD

Mountain Lake Park Historical Association

The Jonathan & Mary Lynn Magruder Heritage House

Garrett County Community Action

Aging & Family Services of Mineral Co.

Team 1629 Garrett Coalition

Evergreen Heritage Center Foundation

The Greater Cumberland Committee

Community Trust Foundation (CTF) is your local community foundation created with gifts from generous people committed to local causes.  Through the support of its donors, the Foundation grants to local nonprofit organizations working to build a stronger community in the areas of Arts & Historical Preservation, Health & Wellness, Vibrant Communities & Thriving Environment, and Education & Youth Leadership.  Connecting philanthropy with community good in Allegany, Garrett, and Mineral Counties.  FOR GOOD – FOREVER.  For more information visit ctfinc.org or call 301-876-9172.

June 15, 2023

Community Trust Foundation Grants to Needs-Based Programs

The Community Trust Foundation’s (CTF) Ted A. Wolfe Fund has granted the Judy Center $5,000 for their Childcare Assistance Program.  This grant will help families, on a case by case basis, afford childcare so they can remain employed or enrolled in an educational program.

Funding from CTF’s Healthcare Fund and Lancelotta Health Care Fund provided $5,000 for Associated Charities’ Short-Term Emergency Prescription Program.  The program provides emergency medications to low income, uninsured, and under insured residents of Allegany County.

The Community Trust Foundation connects philanthropy for community good in Allegany, Garrett, and Mineral Counties and is a way for local donors to give back to their community.