Established in 2006, the Community Trust Foundation, Inc. (CTF), is a 501(c)(3) charitable organization serving Allegany, Garrett and Mineral Counties.  The mission of CTF is to strengthen the region by working in partnership with donors and community groups.  We are not the cause; we are the causeway to growing better, stronger, more vital communities.  We provide administrative services and stewardship to help communities in our region maximize charitable giving and investing.

Most non-profit organizations serve a very specific mission.  Conversely, community foundations have a broad vision – to improve the quality of life in a given region.
As a philanthropic leader, the vision of CTF is to grow better, stronger and more vital communities for the region we serve.

We understand the needs of our community and make it easy for our local citizens to establish funds that will serve organizations and programs important to them.
The breadth of our mission provides many unique opportunities for donors to make a difference in the community in which they live –  for good, for ever.

We cover our administrative expenses by charging a small annual fee to each fund.  Our major source for funds comes from local citizens of varying means, who donate their assets to help improve the quality of life in their region.  Many contribute cash, securities, insurance and real property as outright gifts or they give through their personal will or by using planned giving, such as a charitable remainder trust.

• We make grants to qualifying organizations in support of the region’s historical heritage, art community, animal welfare, environmental education and preservation, wellness, culture, education and overall quality of life.
• We assist local organizations with their funding needs to help them develop their services.
• We help local organizations through our grants to leverage Federal and State funding.
• We serve as an advocacy group for the community with federal, state and local policy makers.
• We provide financial assistance to qualified local students through our Scholarship funds.

• We provide an easy, efficient, and effective process to help you establish a professionally managed fund that serves your community interests.
• We partner with you to create a fund to achieve your charitable vision.
• We save you the time, administrative expense and legal costs of starting a private foundation.
• We offer tax-saving and estate planning strategies.
• We spare you federal and state record keeping and filing.
• We invest your fund with professional financial managers.
• We provide on-going guidance and help to achieve your charitable goals.
• We keep you informed about current community needs.